Need a New Cover (Feedback Welcome!)

Here's the thing....
I really need a new cover for the Cape Ingénue novel. Try as I might, I still can't make it awesome or grab worthy. Below are my latest attempts at improving. I know the cover can make or break a decision to buy a book - so - this is what I can come up with. I'm not  a designer (obvy). And no - I can't afford a real designer in case that was your next suggestion. So... Anyone care to leave a comment? Which is the lesser -est of the several evils? If this was your book, what cover would you go with? Thanks in advance for your suggestions. I will probably go with the cover that people vote as the least 'meh.'

Yes three of them look the same. The first two and the last one just have the title/author name re-arranged. The third is the original Amazom cover tweaked to have a nearly invisible compass rose added (lower left) and very ghostly image of a girl's face over the water. The original Amazon and Smashwords covers are below (the ones I started with). -----> See post below this.